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For additional help contact us on +962 4600900

Accounts

Current Account

The Current Account can be opened for you personally upon presentation of an approved personal identification document and Residency card (Certificate ) and Proof of Income.

- This account is opened in all major currencies, according to Central Bank of Algeria Regulation
- It may be opened in your name singly / jointly.
- Minimum amount of opening the account is 10.000 DZD.
- Minimum amount of opening the account in foreign currencies is EUR 100 (or equivalent on other currencies).
- You will be issued a Free Cheque Book with Your DZD account.
- The current account in DZD is a non-interest bearing account.
- Free statement of account is issued every Three months

You can manage your account 24x7 through Internet Banking (Arabi Online)

Saving Account

- This account is opened in DZD.
- This is a personal account from which withdrawals are to be made either by you personally at the counter of the branch/other branches.
- Minimum amount of opening the account is 50,000 DZD.
- Free statement of account is issued every Three months.

- Interest Calculated on this account based on the daily closing Balance and credited in account in quarterly Basis

Saving account( Minimum Balance : 50 000,00 DZD )	Interest Rate	Tax on Credit Interest1% for Interest amount≤DZD 50 000,00 Tax on Credit Interest10% for Interest amount >DZD 50 000,00
Less Than50 000,00 DZD	0%	Quarterly
From 50 000,00 DZDto 500 000,00 DZD	2%	Quarterly
From 500 001,00 DZD to 2000 000,00 DZD	2.75%	Quarterly
From 2 000 001,00 DZD to10 000 000,00 DZD	3%	Quarterly
Greater Than10 000 000,00 DZD	3.5%	Quarterly

Fixed Deposit - DZD

- Flexible Tenor with a minimum of three months.
- Fixed deposit accounts carry a certain interest, the percentage of which shall be set at the time of deposit and upon each renewal
- On maturity, and upon your request, the account is automatically renewed for an identical period and at the interest rate prevailing thereupon

Fixed Deposit - Foreign

- Flexible Tenor with a minimum of one month.
- This account is opened in all major currencies, according to Central Bank of Algeria Regulation.

- Fixed deposit accounts carry a certain interest, the percentage of which shall be set at the time of deposit and upon each renewal (the interest is fixed by the central bank of Algeria).
- On maturity and upon your request the account is automatically renewed for a same period and at the interest rate prevailing thereupon, unless otherwise instructed five working days prior to maturity date by yourself.

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